Access money fast to unlock your property's potential

Tap into your property’s equity today to make home improvements or invest in marketing (or staging), and make payments later. Secure, simple, flexible, always. We’re levelling the playing field for homeowners, and helping you achieve the best possible sale price.
Based on 1500+ Google reviews
Buying, selling and moving can be overwhelming and time consuming. So we’re building solutions that make each stage of your property journey easier. Using PropelPay, homeowners are paying on their terms, accessing extra funds to maximise their investment and getting back to doing the things that matter most.
Lights, camera, sold.
Access up to $2,000 for 180 days for just $99* for your marketing & VPA needs, meaning more eyeballs and better returns in record time.
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*Subject to approval. Fees, Charges, Terms and Conditions apply.
Maximise your return.
Need more? Get up to $25,000 for 180 days at just 5.99%* (11.69% comparison rate). Use it for marketing, repairs, staging or something else and sell whilst the market’s hot, not after.
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Got big ideas?
No problems at all, we’re here to help! We offer solutions for those with grand plans requiring larger budgets. Get in touch now.*

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*Subject to approval. Fees, Charges, Terms and Conditions apply.
Advance your settlement.
Has your property gone unconditional? Access a portion of your settlement funds early and get a jumpstart on your next investment. Seize that next opportunity.
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A better payment option

Simple, secure and so straightforward to set up, PropelPay puts you back in control, enabling you to take the next step in life, confidently. Here’s how.

1. Confirm your ideas

With your Real Estate agent, understand what could help you maximise the potential of your property; top tier marketing, staging, renovations or repairs, and how much you’d need to make your asset shine.

2. Apply in seconds

We’ve streamlined the application process to make ours one of the most straightforward on the market. Apply and be approved, fast.

3. Pay with PropelPay

Pay up until settlement, via a range of payment methods, at a time that works for you. Sleep well, knowing all transactions are safeguarded by the best, payments are made, and your money (and data) protected at every stage.

Why choose PropelPay

End-to-end security
Data is not stored on our servers. The world’s leading processing and fraud prevention platforms keep your data (and money) safe.
Pay now or Pay later
Pay on your own terms. Pay upfront in full or pay nothing today and simply pay from your settlement proceeds, or in stages, to suit you.
Always the best rate
Maximise your return and have peace of mind knowing we offer the best rate on the market. Deferring payment has never looked so appetising.
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Get in touch

Create life changing

Your challenges
Kitchen needs renovating?
Tenants left the garden overgrown?
Selling the family home but no-one is able to pay the upfront marketing costs?
How we help
Access more funds.
Spruce today, defer payment.
Defer payment so that nobody is responsible until the sale is made.
Get in touch
Get in touch
Join the growing chorus

Turning assets into opportunities

Don’t just take our word for it

Hear from the +25,000 homeowners already transforming their assets into opportunities.
It’s been a great experience! It’s an easy process from deferring your payment to getting photos done! Very professional staff and easy to access this service. Thank you very much 😊😊
Emma Munro
They made my life easier. I just sat back and relaxed while they did all the work. I was kept updated all the time. I haven't met a company like this before.
Kumar Jayendra
Can I give it six stars? Wanting to sell a house but not having the funds to show it off correctly was a worry. This system has allowed me to tidy up the place and market it well. Well worth it! The answer to my prayers!
Lesley Cooke
Possibly is the best service I have ever found to help me with selling my property for the best value, with funds for all paperwork, home improvements and those extra costs that you never thought you would have ! Real life saver.
Dheeraj Chand
Very easy process! Got approved instantly and all the terms and conditions easily explained, will recommend to family and friends! Thank you RealtyAssist!
Amin Abdelrahim
Very happy with Realty Assist. They were very professional and done things  quickly to settle  my father's estate. Very happy with them.
Carol Knight

Frequently asked questions

Or visit our support page for more.
What does it mean to defer my payment?

Deferring your payment allows you to postpone it until a later date. You can apply for this through PropelPay during the payment process.

How do I apply for a deferred payment to settlement?

You can apply for a deferred payment to settlement through the PropelPay portal during the payment process.

How do I apply for additional funding for renovations or other purposes?

If your property is listed with an agency using our platform, you can apply for additional funds either when making an upfront payment or choosing to defer an invoice. To apply for extra funding outside of these options, click on the "Need something extra?" button on the PropelPay website to get started.

How can I pay my invoice?

You can make payment on your invoice by accessing the email or sms sent to you by your real estate agency and clicking the Pay Invoice link.

What are the supported payment methods?

We support multiple payment methods including EFT, BPAY, Credit/Debit card, Google Pay, and Apple Pay.

Can I make partial payments on my invoice?

Yes, you can make partial payments towards your invoice and you will be receipted for each of those payments.

How will I know if my payment was successful?

You will receive a digital receipt via email once the funds have been transferred to the associated agency's bank account and cleared. This serves as your confirmation that the payment was successful and includes all relevant transaction details.

What if my invoice is incorrect?

If your invoice is incorrect and you need a new one, the agency that sent you the invoice can cancel it if no payment has been made.

What are your customer support hours?

Our customer support is available from 9 AM to 7 PM EST.

How secure is my financial information?

We adhere to industry-standard encryption methods to ensure the security of your financial information and do not hold any of your financial information within our platform.

Is there a user guide or tutorial for new customers?

Yes, we offer a step-by-step user guide and video tutorials accessible from the Help Center.

How do I escalate an issue if it's not resolved?

For urgent issues, you can use the 'Escalate' button in the support chat or contact our helpline.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

Is my personal information safe and confidential?

PropelPay takes data and privacy extremely seriously. We incorporate best practices to ensure the protection of our customers.

What happens if my payment fails?

In case of a payment failure, you'll be notified via email and will have the option to retry the payment.

What if I can't pay on time?

If you have a loan with us and can't make apayment on time, reach out to one of our PropelPay support team members, and wewill work through the best options for you.

Is there a grace period for late payments?

We offer a 3-day grace periodfor loan late payments, after which a late fee may be applied.

How do I update my contact information?

If there's a change in your contact information, pleasereach out to our support team for updates.